Attorney Patrick Ivkovich

Associate
July 2009 – Present   
ING US FINANCIAL SERVICES, West Chester, Pennsylvania
ING is a global financial services company offering insurance, banking, mutual fund and annuity products.

Counsel, Retail Annuities Group
January 2007 – January 2009

• Researched, reviewed and drafted responses to customer complaints and inquiries by state insurance departments
• Provided advice on operational, administrative, tax reporting and death claims issues
• Reviewed and advised on forms and internal procedures for processing client transactions in compliance with federal and state law
• Negotiated and maintained index licensing agreements for index annuity products
• Provided advice on legislative and regulatory matters impacting business and the development, marketing and distribution of annuity products
• Reviewed and commented on advertising and marketing materials, and advance marketing concepts
• Reviewed and advised on bankruptcy, lien, garnishment and tax seizure proceedings on client contracts
• Provided legal advice on issues relating to reinsurance of retail annuity product

Counsel, Retail Life Insurance Group
 June 2001 – December 2006

• Advised on advanced marketing concepts and legal issues involving corporate owned life insurance, bank owned life insurance, charity owned life insurance, stranger owned life insurance, premium financing, unregistered private placement products, and business succession and estate planning
• Drafted and reviewed insurance policies, including riders and endorsements for existing insurance products and product development
• Provided advice on legislative and regulatory matters impacting business and the development, marketing and distribution of life insurance products
• Provided legal advice on responses to comment letters from federal and state agencies regarding regulatory filings for disclosure materials and insurance policies
• Conducted investment manager, mutual fund and hedge fund due diligence for private placement products
• Drafted, reviewed and negotiated advisory, selling and participation agreements for private placement products
• Provided legal advice on issues relating to reinsurance of retail life and annuity products, including drafting and negotiating reinsurance treaties
• Researched, reviewed and drafted responses to customer complaints and inquiries by state insurance departments
• Reviewed & drafted Rule 38a-1 compliance materials for life insurance separate accounts
• Coordinated and responded to SEC exam for retail variable annuities group   

Manager of Legal Administration and Senior Legal Analyst 
December 1996 – June 2001   

• Supervised legal support staff
• Responsible for project planning and project prioritization
• Prepared and filed registration statements and disclosure documents, including proxy materials, for mutual fund, insurance and annuity products
• Managed disclosure document printing and provided support for contract holder mailings
• Prepared applications for exemptive relief
• Prepared materials for Board of Trustees meetings, including resolutions, minutes, compliance reports, fund and adviser compliance policies and procedures, and due diligence on service providers
• Prepared and negotiated contracts for mutual funds and advisers

RODNEY SQUARE MANAGEMENT CORPORATION, Wilmington, Delaware
Registered investment adviser that specialized in providing investment management, administration, accounting and distribution services to mutual funds.

Mutual Fund Administrator
December 1994 –December 1996   

• Prepared and filed registration statements and disclosure documents mutual funds
• Prepared materials for Board of Trustees/Directors meetings, including resolutions, minutes, compliance reports, fund and adviser compliance policies and procedures, and due diligence on service providers
• Provided support in creating new funds, series and/or classes, including drafting and filing disclosure, drafting policies and procedures, preparing initial Board of Trustees/Directors material
  Prepared and negotiated contracts for mutual funds and adviser
• Compliance review of fund marketing material

FEDERATED INVESTORS, INC., Pittsburgh, Pennsylvania
Registered investment adviser offering a variety of advisory, administrative and distribution services to proprietary and non-proprietary mutual funds.

Market Research Analyst
March 1994 – December 1994   

• Competitive analysis of bank fund groups and fund service providers for business reports and board presentations
• Research for sales support  

Securities Paralegal  
November 1991 – March 1994   

• Drafted, negotiated and maintained repurchase agreements for Federated Funds and Federated Bank Proprietary Client Fund
• Prepared documentation and coordinate bond closings for mutual funds
• Prepared various securities transaction documentation
• Reviewed, filed and maintained records for proofs-of-claim in securities litigation and bankruptcy proceedings

WORLD FRANCHISE HEADQUARTERS, Milford, Connecticut
Developer, distributor and service provider of franchise companies, such as Subway sandwich shops.

Transfer Assistant   
October 1990 – September 1991
Coordinated the transfer of franchises, including drafting of franchise transfer documents and financial research

FIRST INVESTORS CORPORATION, East Hartford, Connecticut
Financial services company managing assets of investors through individual and institutional accounts.

Registered Representative
November 1989 – May 1990
Provided to clients financial analysis, investment advice and customer service. Held Series 6 License and Series 70 & 71 – Connecticut Life and Variable Life Insurance Licenses

LICENSE & EDUCATION
Member of the Pennsylvania Bar
Widener University School of Law: Juris Doctor, May 2001
Duquesne University: Paralegal Certificate, August 1989 ; Bachelor of Arts in Political Science and History, May 1989