Refinancing your mortgage? Buying a second home? Most banks and mortgage companies require you to buy Title Insurance.

What is Title Insurance?

Included in the cost of a title search is title insurance. Title insurance guarantees that no errors have been made in the title search and that there are no errors in the public records. Title insurance also protects against undisclosed title defects, that, no matter how thorough a search is made, cannot be discovered from the public records.

Examples are:

• Forged signatures.
• False impersonation.
• Instruments executed under expired or revoked powers of attorney.
• Delivery of a conveyance after the death of the grantor.
• Homestead rights of a spouse.
• Undisclosed heirs.
• Deeds by minors or persons of unsound mind.
• Deeds by a corporation without proper legal authority.
• Misrepresentation of marital status.
• Errors of recording officials.
• Fraud or duress in obtaining signatures

Title insurance allows national lenders to make mortgages in Pennsylvania.

An out of town lender may not be familiar with local title practices and title insurance gives the lender the security it requires.

Title insurance assures quick and easy closings.

One must prove to any buyer that there is a good title to the house with no liens. By furnishing a title search and insurance to the buyers in the amount of the sales price, one proves this title and our company guarantees it. Our work allows many prospective parties to buy a home with confidence. When you have an insured title you eliminate delays and technicalities when passing your title on to someone else. In the event of an attack on the title the rights of the insured are protected even if it means going to court; and if the claim is established, the LOSS IS PAID up to the limits defined in the policy.

At The Law Office of Darrell C. Dethlefs, you can be assured that your title is researched by a lawyer familiar with the complexities of real estate law. The chief advantage of our service is having the same person research the title and offer legal counsel.

We are always available to answer any questions you might have at 717-975-9446, 717-975-2309 fax, or email at info@dcdlaw.net

To order Title Insurance please call or e-mail us. When e-mailing us, please provide the following information: a) the amount of your new loan, b) the purchase price (if buying a new home), c) the name of your lender, d) the name of your Real Estate Agent, and, e) (if refinancing) the date of your last loan on the property. You can also fill out the form below and we will get back with you promptly.